Terms and Conditions

Last updated: 6/17/2026

1. Acceptance of Terms
Welcome to The Capital Group. By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use this website.

2. About This Website
This website is owned and operated by The Capital Group, a life insurance agency located at 105 Owens Pkwy Suite C, Birmingham, AL 35242, United States. The website provides general information about our insurance products and services and allows you to request a quote or contact us.

3. Informational Purposes Only
The content on this website is for general informational purposes only and does not constitute insurance, financial, legal, or tax advice. Nothing on this website is an offer to sell or a solicitation to buy any insurance product. All coverage is subject to the terms, conditions, and underwriting of the issuing insurance carrier.

4. Quotes Are Not Binding
Any quote, rate, or estimate provided through this website or by our agents is not a guarantee of coverage or final pricing. Actual rates and eligibility are determined by the insurance carrier based on your application, health, and other factors. Coverage is not in force until a policy is issued and approved.

5. Consent to Contact
By submitting your information through any form on this website or by providing your phone number or email, you consent to be contacted by The Capital Group by phone, text message, or email regarding insurance products and services, including through automated technology. Consent is not a condition of purchase. You may opt out at any time by following the instructions in our messages or by contacting us directly.

6. Eligibility
You must be at least 18 years old and able to form a legally binding contract to use this website and request a quote.

7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of The Capital Group or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written permission.

8. Acceptable Use
You agree not to use this website for any unlawful purpose, to submit false or misleading information, or to interfere with the operation or security of the website.

9. Third-Party Links
This website may contain links to third-party websites, including insurance carriers. We are not responsible for the content, accuracy, or practices of any third-party website, and these links do not imply our endorsement.

10. Disclaimer of Warranties
This website is provided on an "as is" and "as available" basis. The Capital Group makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of the website or its content.

11. Limitation of Liability
To the fullest extent permitted by law, The Capital Group will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website.

12. Indemnification
You agree to indemnify and hold harmless The Capital Group, its agents, and its employees from any claims, losses, or expenses arising from your use of this website or your violation of these Terms and Conditions.

13. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

14. Governing Law
These Terms and Conditions are governed by the laws of the State of Alabama, without regard to its conflict of law provisions.

15. Changes to These Terms
We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the website means you accept the revised terms.

16. Contact Us
If you have questions about these Terms and Conditions, contact us at:
The Capital Group
105 Owens Pkwy Suite C, Birmingham, AL 35242, United States
Phone: +1 (225) 535-3020
Email: [email protected]